{"id":307,"date":"2022-03-08T08:27:07","date_gmt":"2022-03-08T08:27:07","guid":{"rendered":"http:\/\/www.wul4.com\/?page_id=307"},"modified":"2022-07-11T08:01:33","modified_gmt":"2022-07-11T08:01:33","slug":"psd2sca","status":"publish","type":"page","link":"https:\/\/www.wul4.com\/en\/psd2sca\/","title":{"rendered":"PSD2 [SCA]"},"content":{"rendered":"<div  data-label=\"intro\" data-id=\"content--1\" data-export-id=\"content-7\" data-category=\"content\" class=\"content-7 content-section content-section-spacing content-relative\" id=\"intro\" style=\"background-color: rgb(255, 255, 255);\" bis_size=\"{&quot;x&quot;:0,&quot;y&quot;:372,&quot;w&quot;:1557,&quot;h&quot;:556,&quot;abs_x&quot;:345,&quot;abs_y&quot;:372}\"><div  class=\"gridContainer\" bis_size=\"{&quot;x&quot;:162,&quot;y&quot;:452,&quot;w&quot;:1232,&quot;h&quot;:396,&quot;abs_x&quot;:507,&quot;abs_y&quot;:452}\"> <div  class=\"row middle-sm\" bis_size=\"{&quot;x&quot;:162,&quot;y&quot;:452,&quot;w&quot;:1232,&quot;h&quot;:396,&quot;abs_x&quot;:507,&quot;abs_y&quot;:452}\"><div  class=\"col-sm-6 space-bottom-xs\" data-type=\"column\" bis_size=\"{&quot;x&quot;:162,&quot;y&quot;:482,&quot;w&quot;:616,&quot;h&quot;:336,&quot;abs_x&quot;:507,&quot;abs_y&quot;:482}\"> <h2  class=\"\" bis_size=\"{&quot;x&quot;:177,&quot;y&quot;:482,&quot;w&quot;:586,&quot;h&quot;:48,&quot;abs_x&quot;:522,&quot;abs_y&quot;:482}\"><span  style=\"font-family: Roboto, arial, helvetica, sans-serif;\"><span  style=\"color: rgb(129, 215, 66);\">PSD2<\/span> (ACS)<\/span><\/h2> <p  class=\"\" bis_size=\"{&quot;x&quot;:177,&quot;y&quot;:546,&quot;w&quot;:586,&quot;h&quot;:199,&quot;abs_x&quot;:522,&quot;abs_y&quot;:546}\" style=\"text-align: justify;\">The second Payment Services Directive of the European Parliament and the Council of the European Union (PSD2), establishes a series of regulations to be applied to electronic payments. In Spain, Royal Decree Law 19\/2018 on payment services was approved, in order to transpose this regulation into our legal system.\r\n<br ><br >\r\nThe purpose of PSD2 is to ensure that payments in EEA countries are made safely, easily and efficiently. The standard attaches special importance to aspects related to payment security, such as the obligation to offer reinforced authentication mechanisms (SCA).<\/p> <\/div> <div  class=\"col-sm-6\" data-type=\"column\" bis_size=\"{&quot;x&quot;:778,&quot;y&quot;:452,&quot;w&quot;:616,&quot;h&quot;:396,&quot;abs_x&quot;:1123,&quot;abs_y&quot;:452}\"> <img decoding=\"async\"  class=\"shadow-large\" src=\"http:\/\/www.wul4.com\/wp-content\/uploads\/2022\/03\/cropped-15363947988395.jpg\" bis_size=\"{&quot;x&quot;:793,&quot;y&quot;:452,&quot;w&quot;:586,&quot;h&quot;:390,&quot;abs_x&quot;:1138,&quot;abs_y&quot;:452}\" title=\"cropped-15363947988395.jpg\" alt=\"\"><\/div> <\/div><\/div> <div  class=\"section-separator-bottom\">\r\n    <svg  class=\"section-separator-bottom\" data-separator-name=\"triangle-asymmetrical-negative\" preserveaspectratio=\"none\" viewbox=\"0 0 1000 100\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n        <path  class=\"svg-white-bg\" d=\"M737.9,94.7L0,0v100h1000V0L737.9,94.7z\"><\/path>\r\n    <\/svg>\r\n<\/div><\/div><div  data-label=\"Content\" data-id=\"content--2\" data-export-id=\"content-8\" data-category=\"content\" class=\"content-8 content-section content-section-spacing content-relative\" id=\"content-1\" style=\"background-color: rgb(242, 242, 242); background-image: none;\"><div  class=\"gridContainer\"> <div  class=\"row middle-sm\"><div  class=\"col-sm-6 space-bottom-xs space-top-xs\" data-type=\"column\"> <img decoding=\"async\"  class=\"shadow-large\" src=\"http:\/\/www.wul4.com\/wp-content\/uploads\/2022\/03\/1_i3Bw6_uYHwqtzzFidBuD8g.png\" title=\"1_i3Bw6_uYHwqtzzFidBuD8g\" alt=\"\"><\/div> <div  class=\"col-sm-6\" data-type=\"column\"><h2  class=\"\"><span  style=\"font-weight: 700;\"><font  face=\"Roboto, arial, helvetica, sans-serif\">Require vendors...<\/font><\/span><\/h2> <p  class=\"\" style=\"text-align: justify;\"><span  style=\"font-family: Roboto, arial, helvetica, sans-serif;\">The PSD2 directive requires payment service providers to apply strong customer authentication mechanisms in those cases in which the customer:<\/span><br ><span  style=\"font-family: Roboto, arial, helvetica, sans-serif; font-weight: 600;\">\r\na) access your account <span  style=\"font-weight: 400;\">online payment;<\/span><\/span><br ><span  style=\"font-family: Roboto, arial, helvetica, sans-serif; font-weight: 600;\">\r\nb) start a trade<span  style=\"font-weight: 400;\"> electronic payment;<\/span><\/span><br ><span  style=\"font-family: Roboto, arial, helvetica, sans-serif; font-weight: 600;\">\r\nc) perform over a remote channel <span  style=\"font-weight: 400;\">any action that may involve<\/span><\/span><br ><span  style=\"font-family: Roboto, arial, helvetica, sans-serif; font-weight: 400;\">\r\na risk of payment fraud or other abuse.<\/span><\/p> <\/div> <\/div><\/div> <\/div><div  data-label=\"Features\" data-id=\"features--1\" data-export-id=\"features-12\" data-category=\"features\" class=\"features-12 content-section content-section-spacing content-relative\" id=\"features-1\" style=\"background-color: rgb(242, 242, 242); background-image: none;\"><div  class=\"gridContainer\"> <div  class=\"row text-center\"><div  class=\"section-title-col\" data-type=\"column\">  <\/div> <\/div> <div  class=\"row spaced-cols\" data-type=\"row\">  <div  class=\"col-sm-6\"><div  class=\"row space-bottom\"> <div  class=\"col-sm-fit icon-column\"><i  class=\"fa icon fa-university color6\"><\/i><\/div> <div  class=\"col-sm\" data-type=\"column\"><h5  class=\"color2\"><font  color=\"#81d742\" face=\"Roboto, arial, helvetica, sans-serif\">ADVICE TO FINANCIAL INSTITUTIONS<\/font><\/h5> <p  class=\"\">In the optimization of your current authentication solutions and in the application of possible exceptions and exemptions.<\/p><\/div> <\/div><\/div> <div  class=\"col-sm-6\"><div  class=\"row space-bottom\"> <div  class=\"col-sm-fit icon-column\"><i  class=\"fa icon fa-credit-card-alt color6\"><\/i><\/div> <div  class=\"col-sm\" data-type=\"column\"><h5  class=\"color2\"><span  style=\"color: rgb(129, 215, 66); font-family: Roboto, arial, helvetica, sans-serif;\">STRONG AUTHENTICATION SOLUTIONS<\/span><\/h5> <p  class=\"\">In remote payments, which incorporate the factors of inherence, knowledge and\/or possession required by the directive.<\/p><\/div> <\/div><\/div>  <\/div><\/div> <div  class=\"section-separator-bottom\">\r\n    <svg  xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1047.1 3.7\" preserveaspectratio=\"xMidYMin slice\" data-separator-name=\"waves-pattern\" class=\"section-separator-bottom\">\r\n\t<path  class=\"svg-white-bg\" 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M2.5,1.2C2.5,1.2,2.5,1.2,2.5,1.2C2.5,1.2,2.5,1.2,2.5,1.2z M2.7,1.4c0.1,0,0.1,0.1,0.1,0.1C2.8,1.4,2.8,1.4,2.7,1.4z\"><\/path>\r\n<\/svg>\r\n<\/div><\/div><div data-label=\"Cta\" data-id=\"cta--1\" data-export-id=\"cta-blue-section\" data-category=\"cta\" class=\"cta-blue-section content-section content-section-spacing-medium bg-color1 white-text\" id=\"cta-1\"  style=\"background-image: none; background-color: rgb(255, 255, 255);\"><div class=\"gridContainer\" > <div class=\"row middle-xs\" ><div class=\"col-sm-8 space-bottom-xs\" data-type=\"column\" > <h2 class=\"\" ><span style=\"color: rgb(20, 20, 20); font-family: Roboto, arial, helvetica, sans-serif;\" ><span style=\"font-weight: 400;\" >Do you want to know more about<\/span> PSD2 and SCA?<\/span><\/h2> <\/div> <div class=\"col-sm-4 end-sm\" data-type=\"column\" > <a class=\"button color6\" href=\"https:\/\/service.paythunder.com\/PTService\/clienteController\/mostrarTF?TF=S2DiUH1U&amp;rgpd=1\" target=\"_blank\" data-cp-link=\"1\" data-icon=\"\" rel=\"noopener\">Contact<\/a><\/div> <\/div><\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>PSD2 (SCA) The second Payment Services Directive of the European Parliament and the Council of the European Union (PSD2), establishes a series of regulations to be applied to electronic payments. In Spain, Royal Decree Law 19\/2018 on payment services was approved, in order to transpose this regulation into our legal system. The objective of\u2026 <br \/> <a class=\"read-more\" href=\"https:\/\/www.wul4.com\/en\/psd2sca\/\">Read more<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"pro\/page-templates\/full-width-page.php","meta":{"footnotes":""},"class_list":["post-307","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PSD2 [SCA] - WUL4<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wul4.com\/en\/psd2sca\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PSD2 [SCA] - WUL4\" \/>\n<meta property=\"og:description\" content=\"PSD2 (SCA) La segunda Directiva de servicios de pago del Parlamento Europeo y del Consejo de la Uni\u00f3n Europea (PSD2), establece una serie de regulaciones a aplicar en los pagos electr\u00f3nicos. En Espa\u00f1a, se aprob\u00f3 el Real Decreto Ley 19\/2018 de servicios de pago, para as\u00ed transponer esta normativa a nuestro ordenamiento. El objetivo de&hellip; Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wul4.com\/en\/psd2sca\/\" \/>\n<meta property=\"og:site_name\" content=\"WUL4\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-11T08:01:33+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.wul4.com\/wp-content\/uploads\/2022\/03\/cropped-15363947988395.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.wul4.com\/psd2sca\/\",\"url\":\"https:\/\/www.wul4.com\/psd2sca\/\",\"name\":\"PSD2 [SCA] - WUL4\",\"isPartOf\":{\"@id\":\"https:\/\/www.wul4.com\/en\/#website\"},\"datePublished\":\"2022-03-08T08:27:07+00:00\",\"dateModified\":\"2022-07-11T08:01:33+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.wul4.com\/psd2sca\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.wul4.com\/psd2sca\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.wul4.com\/psd2sca\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.wul4.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"PSD2 [SCA]\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.wul4.com\/en\/#website\",\"url\":\"https:\/\/www.wul4.com\/en\/\",\"name\":\"WUL4\",\"description\":\"Consultor\u00eda, servicios tecnol\u00f3gicos de pagos y seguridad.\",\"publisher\":{\"@id\":\"https:\/\/www.wul4.com\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.wul4.com\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.wul4.com\/en\/#organization\",\"name\":\"WUL4\",\"url\":\"https:\/\/www.wul4.com\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.wul4.com\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.wul4.com\/wp-content\/uploads\/2022\/03\/Sin-titulo-2.png\",\"contentUrl\":\"https:\/\/www.wul4.com\/wp-content\/uploads\/2022\/03\/Sin-titulo-2.png\",\"width\":988,\"height\":301,\"caption\":\"WUL4\"},\"image\":{\"@id\":\"https:\/\/www.wul4.com\/en\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PSD2 [SCA] - WUL4","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.wul4.com\/en\/psd2sca\/","og_locale":"en_GB","og_type":"article","og_title":"PSD2 [SCA] - WUL4","og_description":"PSD2 (SCA) La segunda Directiva de servicios de pago del Parlamento Europeo y del Consejo de la Uni\u00f3n Europea (PSD2), establece una serie de regulaciones a aplicar en los pagos electr\u00f3nicos. En Espa\u00f1a, se aprob\u00f3 el Real Decreto Ley 19\/2018 de servicios de pago, para as\u00ed transponer esta normativa a nuestro ordenamiento. 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